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Somebody been using my card on the internet.

Discussion in 'The Lounge - Off Topic' started by Darkfunnyguy, Nov 21, 2008.

  1. Darkfunnyguy

    Darkfunnyguy Byte Poster

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    Today I found out from my bank statement that my card been used online from somebody else, 157 pounds from fashionconscience.com website and 96 pounds from bag4forall.co.uk or something called that and 10 pounds from king website I never visited or bought from, it all started last week. When I thought I was using the latest spyware software. I phoned bank so now the card is blocked and will send me paperwork for to fill what I have not bought and I am with sentinel I should be covered any way but I am very angry, livid to say the least :x:x:x:x.

    I did a scan last and it spotted the trojan which I beleive was the culprit and reomoved but seem too late obviously. So what spyware or security suite do you use or what would be best to get?
     
    Certifications: A+, N+, MCP, MCDST, MCSA 2003
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  2. greenbrucelee
    Highly Decorated Member Award

    greenbrucelee Zettabyte Poster

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    Bad news, I had about 7 months ago where my card had been scanned when I had used an ATM, the **** knockers had took out £550.

    I got the money back after a while, I had to see the bank get a crime reference number from the cops then go back to bank with the crime refernce number then wait untill it's refunded.

    If you have signed with sentinel then you should be ok.
     
    Certifications: A+, N+, MCDST, Security+, 70-270
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  3. neutralhills

    neutralhills Kilobyte Poster

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    I only ever do my banking from a system running a Knoppix Live CD. Banking from a Windoze system is just asking for it.
     
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  4. BosonMichael
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    BosonMichael Yottabyte Poster

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    I currently use Trend Micro, but really, there's no ironclad method to avoid spyware's effects other than to disconnect your computer from the Internet.
     
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  5. neutralhills

    neutralhills Kilobyte Poster

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    Exactly how is my Knoppix CD going to be compromised by spyware, hm?
     
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  6. BosonMichael
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    BosonMichael Yottabyte Poster

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    Technically, I meant for him, with his Windows PC. But to answer your point, if there were spyware that targeted Knoppix (not that anyone would take the time or effort to create it, but if it were to exist...), then you might accidentally pick it up while browsing and keep it resident in memory while you conduct your banking.

    If your point is that you don't do anything with your Knoppix CD other than do banking, then I counter that you could do the same with a Windows installation that you only use for banking. True, there are more things that target Windows... but if you use it only to bank, the chances of being infected with spyware are slim.
     
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  7. UKDarkstar
    Honorary Member

    UKDarkstar Terabyte Poster

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    Just runa sep account with a debit card and only put the money in it when you're making a purchase.

    With no o/d facility and no funds the transaction gets declined.
     
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  8. Darkfunnyguy

    Darkfunnyguy Byte Poster

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    I scanned my computer last week and found a high risk trojan which has track my browsing activity and information which removed it and downloaded some new spyware software which got good reviews and put on guard but still I do not feel very safe now. I think I will use the files and settings transfer wizard and backup and do a clean install of Windows as there could be trojans, key loggers that been have not tracked.
     
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  9. derkit

    derkit Gigabyte Poster

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    My computer gets scanned on-access and weekly and nothing is found (except the normal cookies) - I still had my card used this past week - 2 different sites but both were related to dating services sites.

    Called one of them - datingforparents.com - and they searched their database for my credit card details, even found a postcode logged against it when whoever used it - ended up being a postcode in East London, so who knows where they got my details from - could easily have been any shop nearby!

    My bank has cancelled my card, a new one is already with me (2 days!!) and I've already filled out the forms to get the money back - should be out of my account within 7 days. :)
     
    Certifications: MBCS, BSc(Hons), Cert(Maths), A+, Net+, MCDST, ITIL-F v3, MCSA
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  10. Darkfunnyguy

    Darkfunnyguy Byte Poster

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    I am getting a new one as well and forms next week to get my money back but I am also covered by sentinel.
     
    Certifications: A+, N+, MCP, MCDST, MCSA 2003
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  11. neutralhills

    neutralhills Kilobyte Poster

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    a) I don't know what Boson pays, but I'm guessing it's a lot if you've dedicated a Windows license and a piece of hardware to your banking. I personally find that dedicating a $0.10 CDR to my online banking is titch more cost-effective.

    b) It could be that you've been playing with WinPE and have built yourself a Live Windows CD for your banking. If this is the case, please PM me your home address and I'll come over and service your wife for you since you obviously don't have the spare time given the resources you allocate to online banking.

    :twisted::
     
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  12. tripwire45
    Honorary Member

    tripwire45 Zettabyte Poster

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    I don't think the two are the same. I can download and burn a Knoppix live CD to a disc for free (Ok, for the cost of the disc and assuming I already have the hardware and software available on a PC to do the job). Setting up a Windows PC just to use for banking and for no other purpose would be pretty expensive. I'd have to have a second Windows PC to use for everything else.
     
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  13. Bluerinse
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    Bluerinse Exabyte Poster

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    you don't really need separate hardware or an additional Windows license. you could dual boot with a clean, uncompromised, clutter free installation of the same OS 8)
     
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  14. zebulebu

    zebulebu Terabyte Poster

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    This thread makes me lulz.

    In order to protect myself whilst online, I follow one simple rule:

    Come on long-time readers, you knooooows what's comin...

    STOP LOOKING AT PORN ON THE INTERNET

    Seriously. I have been working in IT for donkeys years. I have never - NEVER gotten a piece of spyware/malware on my system (at least, not by accident).

    I believe that the OP is far more likely to have had his card cloned at a moody petrol station/supermarket/restaurant than he is to have had the details pinched whilst online - even accounting for the fact that he had a trojan (oh no! a TROJAN!!! SURELY NOT!!!) on his PC. Seriously - McAfee, Kaspersky, Slimeantec and all the others are notorious for sticking ***TROJAN*** in their descriptions of just about everything these days.

    I bet you a pound to a penny you'll find that, if the dibble even bother investigating (they probably won't) you'll find that the payments were sourced from abroad - where they don't have chip & ping and CNP (Card Not Present) fraud is much, much easier. The wife got done a few months back - our local branch of Somerfield (a UK supermarket, for you US and Canuck bods) had some (ahem) 'colourful characters' (thieves) working there who had hit on the wheeze of pinching pin pads, fitting skimming devices to them then returning them the next day, waiting a month then nicking them again with thousands of customers' card details waiting to be used in india, Sri Lanka and, for some odd reason, Canada. CNP fraud far, far outweighs theft of card details by trojans. Unless, of course, you LOOK AT PORN ON THE INTERNET.
     
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  15. greenbrucelee
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    greenbrucelee Zettabyte Poster

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    Yep :)
     
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  16. Darkfunnyguy

    Darkfunnyguy Byte Poster

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    I do not go into porn sites.
     
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  17. JonnyMX

    JonnyMX Petabyte Poster

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    Happened to me a while back.
    Someone spent a few grand of mine on 'Internet gambling'.
    Fortunately the card company noticed and blocked the transactions, which was pretty good of them.

    You're not necessarily looking for an IT solution.

    What did that waiter do with your credit card when you paid for a meal at a restraunt?
    Ever booked a hotel by phone and given your card details to a voice you don't know?
    Ever let a pub 'hang on' to your card when you open a tab, or take a swipe of it for £0?

    Easiest ways work best...
     
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  18. zebulebu

    zebulebu Terabyte Poster

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    Thus proving my point - you are far more likely to have had your card cloned and used in CNP fraud than you are to have had a trojan with a keylogger on it nick your details.
     
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  19. derkit

    derkit Gigabyte Poster

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    Completely agree with this in my case - I know it wasn't online, and definitely was in a store somewhere..... I wonder how much of the money the credit card companies actually get back, obviously all from the businesses concerned, but I wonder if anyone ever gets a knock on the door from the cops???
     
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  20. onoski

    onoski Terabyte Poster

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    I agreed with Zeb as CNP is a more prevalent issue when it comes to credit and debit card fraud. I happened to be a victim about two months ago where my credit card was stopped as someone online tried to use it for online betting.

    Well I was contacted by the card holder and asked if I was trying to use my card that day and which web site it was. I told him I did not use my card for over a month not to mentioned trying to use it recently.

    To be honest the culprits are those employed by the card companies and until they tighten their in house vetting and security of their own employees this would still keep happening.

    Sadly, chip and pin is not as secure as we all thought it would be:(
     
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