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  1. wizard
    Post

    Debt Repayments

    Yes that was one of the options.
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
  2. wizard
    Post

    Debt Repayments

    I cannot afford an IVA that's the point, I already have contacted the CCCS (Consumer Credit Counselling Service). In order to have an IVA you...
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
  3. wizard
    Post

    Debt Repayments

    That's what I am doing, but at the moment, my new agency cannot seem to get to speak to their client that I went for an interview on Tuesday,...
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
  4. wizard
    Post

    Debt Repayments

    I cannot reduce my living costs any further. I have never been on holiday so that doesn't factor into it. I don't go out, it is just the nature...
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
  5. wizard
    Post

    Debt Repayments

    I have made sacrifices, I'm only earning enough to cover my essential bills and that's all I'm concentrating on. I wouldn't be even contemplating...
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
  6. wizard
    Post

    Debt Repayments

    I am working.
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
  7. wizard
    Post

    Debt Repayments

    No I cannot offer them anything
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
  8. wizard
    Post

    Debt Repayments

    The thing is I cannot afford to pay back the banks at all, it isn't a case of offering them reduced payments, there is nothing there to pay them...
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
  9. wizard
    Post

    New member

    Hi there and welcome 8)
    Post by: wizard, Aug 10, 2007 in forum: New Members Introduction
  10. wizard
    Post

    Debt Repayments

    Even so, were you earning enough to actually chip away at your debts?
    Post by: wizard, Aug 10, 2007 in forum: The Lounge - Off Topic
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