Investing

Discussion in 'The Lounge - Off Topic' started by zxspectrum, Jun 29, 2018.

  1. zxspectrum

    zxspectrum Gigabyte Poster

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    Does anyone invest in anything?

    Just having a think about something else other than a pension. Ill be looking to invest next year after I have cleared a few things up

    Zx
     
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  2. nisseki

    nisseki Nibble Poster

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    Do you have a mortgage or rent?

    My long term goal is to get my own house because when it's paid off then the house will be mine and no more mortgage repayments. I don't have to pay endless rent and will be able to spend more of my pension fund.
     
  3. zxspectrum

    zxspectrum Gigabyte Poster

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    I pay rent, but I am looking to the mortgage front. This is for next year as well as I am clearing debt etc, I have started knocking chunks out of it. Someone suggested the buy a house and rent it out etc, or buy it, do it up and sell, that could be a possability

    Zx
     
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    WIP: 70-680
  4. Juelz

    Juelz Gigabyte Poster

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    I would like to get on the property ladder but honestly cant afford to right now. But hey ho the way things are going I should be making the big money in no time *crosses fingers*
     
  5. JK2447
    Highly Decorated Member Award 500 Likes Award

    JK2447 Petabyte Poster Administrator

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    Property is my main investment but I've also had a flutter on Litecoin lately. My toruble is, all of my money is tied up in long term investments, so I'm often skint :S
     
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  6. Ce127

    Ce127 Nibble Poster

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    Surely the good sign of a skilled investor ;) - I'm sure you've seen Warren Buffett's car/house/lifestyle
     
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    JK2447 likes this.
  7. Sparky
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    Sparky Zettabyte Poster Moderator

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    Would focus on getting your own house\mortgage first – that will eat all your money. Later on look at investing.
     
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  8. Nyx

    Nyx Byte Poster

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    I started buying index funds and bonds last year. Read a bit about it (still know little really) and thought why not.
    btw this isn't means to get rich, this is to get more return than from savings account etc.
    As Sparky mentions, you need your finances in order first. If you have debt, clear it. If you are getting a house, get a good deal (decent deposit saves thousands long term). I invest few percent of my wages and save at least 30 for everything else life throws in the way.

    There's plenty of information available if you look for it, imagine if spending 10£ on a book can make you thousands if you learn how to manage money - rather worth it right? Money saving expert site is a good start. Regarding investing, google "couch potato" investments, long term it's ridiculous how profits can grow with little management. Just don't believe someone can make you rich quickly.
     
  9. JK2447
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    JK2447 Petabyte Poster Administrator

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    Ha ha yes well this is it. I don't waste much this is true :)
     
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