dial-on-demand routing

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Hi All.

I'm having a real issue with something that should be SOOO simple. Maybe someone can tell me what I am doing wrong.

I have to set up dial-on-demand routing between a central site and remote site. The remote site dials OUT.

I have set up my lab unit, connected it to a POTS line, and set up the following configuration on my WIC-1AM-V2 card (aka async 0/0/0)

interface Async0/0/0
description connection back to <location>
ip address x.x.x.x y.y.y.y
encapsulation ppp
dialer in-band
dialer wait-for-carrier-time 60
dialer string 5551212
dialer-group 1
async mode interactive
pulse-time 1
My line is set up as

line 0/0/0
modem InOut
transport input all
autoselect ppp
stopbits 1
speed 115200
flowcontrol hardware

And my interesting traffic is:

access-list 101 permit ip any any
access-list 101 deny ospf any any
access-list 101 permit icmp any any
dialer-list 1 protocol ip list 101

Can anyone see what I am doing wrong? What am I missing?

All help is appreciated. I've gone over all of cisco's documentation to no avail.

Regards